We had a tree fall and damage some of our property...
Making sure a company is appropriately insured is equally important to ensuring that you will be satisfied with your project in the long run.
Bonding protects the consumer if the contractor fails to complete a job, doesn’t pay for permits, or fails to meet other financial obligations.
Regarding contractor's insurance, there are two common types: liability insurance and workers' compensation.
Liability insurance covers such situations as contractor-caused damage to your property, although it doesn't typically pay for repairing or replacing shoddy work. That is the reason for the bond.
Workers' compensation provides payment to injured workers for lost wages and medical services, regardless of who was at fault. Workers’ compensation coverage will also provide benefits to the contractor's family in the event of a work-related death.
While you're checking to see if companies are insured and bonded, don’t forget to inquire about whether the contractor’s particular trade requires a license.
At Springfield Restoration & Remodeling, all of our staff is professionally trained and fully licensed to handle any situation with your property.
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